* Cashback Bonus is earned in a variety of ways — 5% on category purchases that change throughout the year when you sign up for each program, up to 1% on all other purchases plus the opportunity to earn additional Cashback Bonus with special promotions and offers. Full Cashback Bonus Terms and Conditions are provided with your card.

**Earn 5% Cashback Bonus on purchases made on airline tickets, hotel rooms, cruises and car rentals from 1/1/10 (or the date on which you signed up, whichever is later) through 3/31/10, subject to a cap of $800 in purchases. These purchases must post to your account by 3/31/10. Allow up to 5 weeks for this reward to be added to your Cashback Bonus account. If a purchase is coded for a category other than those listed above, it will not qualify.

***Sign up to earn 5% Cashback Bonus on purchases made at grocery stores and drug stores from 3/1/10 (or the date on which you sign up, whichever is later) through 3/31/10, subject to a cap of $200 in purchases. Grocery store and drug store purchases are those made at merchants we classify as stand-alone grocery stores, supermarkets or drug stores. Grocery or food purchases made at convenience stores, gas stations, warehouse clubs, supercenters and discount stores are not eligible. If a purchase is coded for a category other than those listed above, it will not qualify. Allow up to 5 weeks for this reward to be added to your Cashback Bonus account.

****Sign up to earn 5% Cashback Bonus on purchases made at department stores, clothing stores, and home improvement stores from 4/1/10 (or the date on which you sign up, whichever is later) through 6/30/10, subject to a cap of $400 in purchases. These purchases must post to your account by 6/30/10. Department stores are defined as retailers selling a wide variety of merchandise, with separate checkout counters in each department. Clothing stores are defined as stand-alone men's, women's and children's clothing retailers. Home improvement stores are defined as home supply retail stores, lumber/building material stores, paint/wallpaper stores, hardware stores and lawn and garden supply centers. Purchases made at warehouse clubs or discount stores are not eligible. If a purchase is coded for a category other than those listed above, it will not qualify. Allow up to 5 weeks for this reward to be added to your Cashback Bonus account.