Every month, bestselling author Ilyce Glink answers questions submitted by Discover Cardmembers on matters of personal finance.
Calling on her years of experience, Ilyce can bring a fresh perspective to some of the most challenging financial issues.
If you’d like helpful advice from a seasoned finance expert, here’s your chance to ask Ilyce.
If you are a cardmember and would like to continue, simply Log In or Register for access to the Account Center.
Don’t pay to set up a biweekly plan when you can do the same thing for free.
Usually, it is best to pay down your credit cards individually.
If so, wait until the new interest rates are announced for federal loans on July 1, 2008.
The options depend on the type of retirement account.
You’ll probably need to execute a partnership agreement.
With long-term investment, you can invest in riskier choices.
You need more than good credit to refinance your mortgage.
Generally, the safest investment is one backed by the federal government.
Sometimes you're better off paying cash.
You’ll need to negotiate the price before getting into details of how you’ll pay.
For a complete credit score you’ll have to pay a fee.
There may be penalties and taxes involved for early withdrawal.
Start by getting estimates from reputable moving companies.
Short term investments are a less desirable way to diversity your long term investments.
It comes down to two factors: emotion and economics.
Your contributions could be taxed again if they are withdrawn.
Directing your assets upon your death.
Figuring out how to adjust your interest rates.
Taking a closer look at what is and isn’t insured.
Navigating recommended sites for your credit history.
Navigating the ups and downs of the real estate market.
Taking a closer look at accounts and what is insured.
Tap into different sources to finance tuition.
First, check what your personal car insurance policy covers.
Money management software is your best bet.
You still have the ability to invest $5,000 per year in an IRA account.
I have $100,000 of savings in cash, how much should I invest?
Decide where to invest it based on how much you have.
Which features might be the better fit for you.
To make the right choice, you’ll need to know more about your mortgage.
Should I cash in savings bonds or use a 529 college savings plan?
Do I really need it or can I just pay the cost of care myself?
A reverse mortgage might be the answer.
A few tried-and-true ways to pay for a home improvement project.
The impact of charitable contributions on your taxes.
Can it be boiled down?
Let’s say I purchase $100 worth of stock in a company.
Looking to juice your profits?
What do you think?
What is the best rate for a CD at this time?
We just received an inheritance of $120,000.
I will be traveling next summer.
My husband and I are young and have no experience with the stock market.
Where will I have a better return?
And do you have any general advice about how to invest my money?
Also, some good general investment books?
How much are you really spending each month?
How can I clean up bad credit in order to buy a home?
Only one percent of students will earn a college athletic scholarship. How will everyone else foot the tuition bill?
Starting in 2010, everyone, regardless of annual income, will be able to convert conventional IRA funds into a Roth IRA and have that cash grow tax-free forever.
Planning a home improvement project this summer? Ilyce offers a few suggestions on ways to pay for your upgrade.
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