Transfer balances from:
- Major credit cards
- Specialty store and gas cards
- School or auto loans
Pay down transferred balances faster.
- Simplify your finances with one easy payment per month
- Use your savings to put money in your pocket
- Request up to 4 balances you want transferred at a time
Transferring balances online is easy:
Gather the account names, numbers, and amounts you want transferred.
Log in to your Discover Card Account and view your customized rate.
Request up to 4 balances you want transferred.
Related QuestionsBrowse more questions
- How long does it take to process a balance transfer to my Discover Card?
- Why is the Credit Line Available amount noted on my balance transfer offer and balance transfer request pages sometimes different than what I see in my Account Summary?
- Can I avoid interest on purchases if I transfer a balance?
How long does it take to process a balance transfer to my Discover Card?
When you request a balance transfer, Discover Card makes a payment to your other creditor(s). It may take up to two weeks for them to receive the funds and credit your other account. This means you should make payments to your creditor(s) until the balance transfer is complete to avoid late fees and interest charges. It's best to contact your other creditor(s) to confirm they have received the balance transfer.
The balance transfer may post to your Discover Card account at any time within the two-week period. You can check to see if it has posted by logging in to the Account Center and clicking on “View activity since last statement.” Not registered for the Account Center? Register now.
Why is the Credit Line Available amount noted on my balance transfer offer and balance transfer request pages sometimes different than what I see in my Account Summary?
The credit you have available for a balance transfer reflects your Credit Line Available minus any balance transfers pending on your Account. Pending balance transfers include balance transfers that have been approved but not yet authorized or that have not yet posted to your Account. Once a balance transfer has posted as a debit to your Account it will be reflected in the Credit Line Available amount in your Account Summary.
Can I avoid interest on purchases if I transfer a balance?
You cannot avoid interest on new purchases you make unless you pay your entire balance in full each month. This means you will pay interest on new purchases if you do not pay the balances you transfer under this offer in full by the first payment due date. Please see your Cardmember Agreement for details.
Looking for Answers?
View our Balance Transfer FAQ's
Need Help Now?
For questions or to transfer a balance by phone, call us at 1-866-240-7940.
Not a Discover Cardmember?
Transfer a balance to a new Discover Card and save on interest.