Identity Fraud Theft Quiz Results

Your Score is <36>

A perfect score is 0 and the worst possible score is 100; a typical score is 38. Here's what you need to do to improve your identity safety:

• Eliminating paper statements eliminates the threat posed by unsecured mailboxes and minimizes the need to shred sensitive documents. Many companies allow you to turn off mail delivery of paper bills and statements. Whenever possible, cancel mail delivery of your paper bills and statements, review statements, and pay bills online.
• If you have paper records, shred every document before placing it in the trash.
• Regularly use and update anti-virus/anti-spyware software to protect your electronic transactions from potential online threats. PC users need to regularly update their Microsoft software with the latest security updates.
• A firewall protects against hackers, viruses, and worms. Be sure you are using and regularly updating your firewall.
• Credit reports and credit monitoring services reported the lowest consumer costs compared to all other detection methods according to the 2006 Identity Fraud Survey Report. Review your credit report monthly or more because acts of fraud are generally harder to detect in new accounts than in existing accounts.
• Almost half of consumers detect fraud first. Self-detection also results in lower consumer costs and faster resolution. Review bank and credit card statements regularly. You can monitor account activity on a timelier basis, 24x7, by having bills, statements and checks securely sent online.
• Where the fraud operator could be identified, family, friends and relatives along with neighbors and co-workers made up half of the fraud operators in the 2006 Identity Fraud Survey Report. Keep highly sensitive financial information away from where others could potentially access it, including family members, friends, neighbors, and domestic employees.
• Refrain from leaving unnecessary sensitive information where others could potentially access it, such as in your wallet, purse, car, or at the workplace.