Discover Card: Preventing Identity Theft

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	Safeguard Your Personal Credit Information Make sure that your credit file is accurate and secure with Identity Theft Protection.

One of the fastest growing crimes in the United States is identity theft. Identity theft happens when someone uses your name or personal information to commit financial fraud. By following these simple steps, you can help safeguard your personal information and protect yourself and your credit rating.

Keep your personal information in a safe place. Don’t carry your birth certificate, social security card or passport with you unless you need to use it. Always make copies of the originals and keep them in a safe place. If you lose such documents, contact the appropriate government office immediately.


	Keep Your Identity Safe




	Discover® Card is a proud participant in the Identity Theft Prevention campaign, a national initiative led by the Federal Government. Learn more about this initiative at the FTC Web site.


	Review your financial statements regularly. Check your credit card and bank statements each month for any suspicious activity. Request and check your credit report at least once a year for mistakes or fraudulent use. If you come across any suspicious activity on your accounts, contact your financial institution immediately. If you notice suspicious activity on your Discover Card Account, call 1-800-DISCOVER (1-800-347-2683) immediately. Dispose of confidential information securely. Shred important documents to prevent con artists from collecting private information from your trash. Act quickly. If you suspect your identity or financial information is being used fraudulently, call your bank and credit card companies immediately. The sooner you act, the better the chances of catching the culprit and of limiting the damage. File a police report. The best way for the authorities to bring criminals to justice and prevent future fraud is through sharing information. Your police report helps authorities gain insight on how the crime was committed. Prevent future fraud. The minute you learn your identity is being used fraudulently, place a fraud alert on your name and identity. This helps prevent future fraud and further tarnishing of your personal and financial records. Call the three national credit-reporting organizations and the Federal Trade Commission immediately to place a fraud alert on your name and identity. The numbers are: Equifax: 1-800-525-6285 Experian: 1-888-397-3742 TransUnion: 1-800-680-7289 Federal Trade Commission: 1-877-IDTHEFT (1-877-438-4338)


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