Important information about your Discover Open Road Card
Know what to expect before you apply for a card by browsing the specific terms that may be offered to you based on your credit history.
|
Annual Percentage Rate (APR) For Purchases |
N/A% until the last day of the billing period ending during N/A,* |
|
Other APRs |
Balance Transfers: N/A% until the last day of the billing period Cash Advances: N/A% variable Default Rate: N/A%* variable |
|
Variable Rate Information |
N/A† |
|
Grace Period for Repayment of the Balance of Purchases |
N/A |
|
Method of Computing the Balance for Purchases |
N/A |
|
Foreign Currency Transaction Fee |
N/A% of the U.S. dollar amount of each purchase made in a foreign currency |
|
Annual Fee |
N/A |
|
Minimum Finance Charge |
$N/A |
|
Balance Transfer Transaction Fee |
N/A |
|
Cash Advance Transaction Fee |
N/A |
|
Late Fee |
N/A |
|
Overlimit Fee |
N/A |
*If you are late making a payment or your account is overlimit twice, we may increase your APRs to a Default Rate. Your Default Rates are determined based on factors such as your current purchase APR, your payment history with us and your general credit history. See Cardmember Agreement for details.
†The Prime Rate used is the highest prime rate listed in The Wall Street Journal on the last business day of the month. For the standard purchase APR, actual amount added will be based on our evaluation of your credit and will be disclosed with your Card.
INTRODUCTORY/SPECIAL APR OFFERS: If you are approved for an account, you will be able to make balance transfers under this offer until September 10, 2009. If you request balance transfers after this date, they will only be honored at our discretion and may be subject to different introductory/special rate offers. Please allow up to 4 weeks before payments to your other accounts are made. Accordingly, you should continue to make all required payments until you confirm that the balance transfers were made. Balance transfers may not be used to pay any Discover accounts. Balance transfers do not earn rewards. If you request multiple balance transfers, we will process them in the order they are requested on the application. You understand that if your application is approved, your credit limit may be less than the total amount of balance transfers requested, and you authorize us to process any balance transfer for less than the amount requested, up to your available credit. Making additional transactions may cause you to exceed your credit limit. You may only make balance transfers to accounts that list you as an accountholder. There is no grace period on balance transfers. If you are late making a payment or your account is overlimit twice, any introductory/special rates will terminate and the Default Rate may apply. If more than 90% of your new balance consists of special rate balance transfers, we may increase your minimum payment due to a maximum of 4% of the new balance if it would otherwise be less than that. Each balance transfer made under this offer is subject to a balance transfer transaction fee as described above.
PAYMENT ALLOCATION: We apply payments and credits to balances with low introductory/special APRs (such as special balance transfer and purchase APRs) prior to balances with standard APRs. Therefore, your savings will be reduced by making additional transactions or having balances that are subject to standard APRs. In addition, the length of time the introductory/special APRs will apply to your account may be reduced by the amount of your payments.
APPLICATION INFORMATION: Federal law requires that we obtain certain information about you
such as your date of birth and street address in order to verify your identity. You authorize
us to receive and exchange information about you, including from your employer, your bank, credit bureaus
and others for purposes of verifying your identity and the information on this application and determining
your eligibility for credit, renewal of credit, and future extensions of credit. Upon your request, we
will inform you of the name and address of each consumer reporting agency from which we obtained a consumer
report relating to you. Offer only available to US residents 18 and older. To apply with a joint applicant, write
to us at PO Box 30943, Salt Lake City, UT 84130-0943. Every applicant, including a spouse, may apply for
a separate account. THIS OFFER SUPERSEDES ALL PRIOR OFFERS. Terms of this offer, including fees and
calculations of variable rates, are accurate as of June 2009 and may change after that date. To find
out what may have changed after that date write to us at PO Box 15410, Wilmington, DE 19886-0820.
Please allow 30 days for us to process your application.
Offer valid for new cardmembers only.
CARDMEMBER AGREEMENT: You agree to be bound by the terms of the Cardmember Agreement, which will be sent with the Card. You also agree that the Cardmember Agreement and the Account are governed by Delaware and federal law. The terms and conditions of your account, including rates and fees, are subject to change.
ARBITRATION: The Cardmember Agreement provides that we may choose to resolve a claim relating to your account by binding arbitration, in which case, you will not have the right to have that claim resolved by a judge or jury and you will not have the right to participate in a class action in court or arbitration. You may reject the arbitration provision with respect to your new account within 30 days after receiving your Card. For restrictions and details, write to us at PO Box 15192, Wilmington, DE 19886-1020.
OHIO RESIDENTS: Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. NEW YORK RESIDENTS: Call the New York State Banking Department at (800) 518-8866 for a comparative list of credit card rates, fees and grace periods. WISCONSIN RESIDENTS: No agreement, court order or individual statement applying to marital property will adversely affect a creditor's interests unless prior to the time credit is granted the creditor is furnished with a copy of the agreement, court order or statement, or has actual knowledge of the adverse provision. Married Wisconsin residents must furnish their spouse's name and address to us at PO Box 15410, Wilmington, DE 19886-0820.
REWARDS: Earn unlimited cash rewards on all purchases. Earn a full 5% Cashback Bonus on your first $100 in combined gas and auto maintenance purchases each billing period - up $1,200 annually. In addition, earn a full 1% unlimited Cashback Bonus on all other purchases after your total annual purchases exceed $3,000; other purchases that are part of your first $3,000 earn .25%. Combined gas and auto maintenance purchases in excess of $100 each billing period earn Cashback Bonus at the same rate as other purchases. Gas and auto maintenance purchases are those made at merchants we classify as gas stations and at stores that primarily sell automotive parts and services, such as auto dealerships, auto repair shops, tire stores and car washes. If a purchase is coded for a category other than those listed above, it will not qualify. Warehouse purchases (those made at select warehouse clubs, discount stores and their affiliates) earn .25%. We do not include warehouse purchases or your first $100 in combined gas and auto maintenance purchases each month in calculating your total annual purchases to determine your tier level. Rewards are redeemable starting at $20. Rewards have no expiration date; however, if your account is closed for any reason or inactive for 18 consecutive months or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited. Full terms and conditions will be sent with your card.
INSURANCE: Excess Collision Damage Waiver Insurance and Scheduled Air Travel Accident Insurance are underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies of Warren, NJ. Certain restrictions and limitations apply. Refer to the Descriptions of Coverage for more complete information.
|
Annual Percentage Rate (APR) For Purchases |
N/A% until the last day of the billing period ending during N/A,* |
|
Other APRs |
Balance Transfers: nN/A% until the last day of the billing period Cash Advances: N/A% variable Default Rate: N/A%* variable |
|
Variable Rate Information |
N/A† |
|
Grace Period for Repayment of the Balance of Purchases |
N/A |
|
Method of Computing the Balance for Purchases |
N/A |
|
Foreign Currency Transaction Fee |
N/A% of the U.S. dollar amount of each purchase made in a foreign currency |
|
Annual Fee |
N/A |
|
Minimum Finance Charge |
$N/A |
|
Balance Transfer Transaction Fee |
N/A |
|
Cash Advance Transaction Fee |
N/A |
|
Late Fee |
N/A |
|
Overlimit Fee |
N/A |
*If you are late making a payment or your account is overlimit twice, we may increase your APRs to a Default Rate. Your Default Rates are determined based on factors such as your current purchase APR, your payment history with us and your general credit history. See Cardmember Agreement for details.
†The Prime Rate used is the highest prime rate listed in The Wall Street Journal on the last business day of the month. For the standard purchase APR, actual amount added will be based on our evaluation of your credit and will be disclosed with your Card.
INTRODUCTORY/SPECIAL APR OFFERS: If you are approved for an account, you will be able to make balance transfers under this offer until September 10, 2009. If you request balance transfers after this date, they will only be honored at our discretion and may be subject to different introductory/special rate offers. Please allow up to 4 weeks before payments to your other accounts are made. Accordingly, you should continue to make all required payments until you confirm that the balance transfers were made. Balance transfers may not be used to pay any Discover accounts. Balance transfers do not earn rewards. If you request multiple balance transfers, we will process them in the order they are requested on the application. You understand that if your application is approved, your credit limit may be less than the total amount of balance transfers requested, and you authorize us to process any balance transfer for less than the amount requested, up to your available credit. Making additional transactions may cause you to exceed your credit limit. You may only make balance transfers to accounts that list you as an accountholder. There is no grace period on balance transfers. If you are late making a payment or your account is overlimit twice, any introductory/special rates will terminate and the Default Rate may apply. If more than 90% of your new balance consists of special rate balance transfers, we may increase your minimum payment due to a maximum of 4% of the new balance if it would otherwise be less than that. Each balance transfer made under this offer is subject to a balance transfer transaction fee as described above.
PAYMENT ALLOCATION: We apply payments and credits to balances with low introductory/special APRs (such as special balance transfer and purchase APRs) prior to balances with standard APRs. Therefore, your savings will be reduced by making additional transactions or having balances that are subject to standard APRs. In addition, the length of time the introductory/special APRs will apply to your account may be reduced by the amount of your payments.
APPLICATION INFORMATION: Federal law requires that we obtain certain information about you
such as your date of birth and street address in order to verify your identity. You authorize
us to receive and exchange information about you, including from your employer, your bank, credit bureaus
and others for purposes of verifying your identity and the information on this application and determining
your eligibility for credit, renewal of credit, and future extensions of credit. Upon your request, we
will inform you of the name and address of each consumer reporting agency from which we obtained a consumer
report relating to you. Offer only available to US residents 18 and older. To apply with a joint applicant, write
to us at PO Box 30943, Salt Lake City, UT 84130-0943. Every applicant, including a spouse, may apply
for a separate account. THIS OFFER SUPERSEDES ALL PRIOR OFFERS. Terms of this offer, including fees
and calculations of variable rates, are accurate as of June 2009 and may change after that date.
To find out what may have changed after that date write to us at PO Box 15410, Wilmington, DE
19886-0820. Please allow 30 days for us to process your application.
Offer valid for new cardmembers only.
CARDMEMBER AGREEMENT: You agree to be bound by the terms of the Cardmember Agreement, which will be sent with the Card. You also agree that the Cardmember Agreement and the Account are governed by Delaware and federal law. The terms and conditions of your account, including rates and fees, are subject to change.
ARBITRATION: The Cardmember Agreement provides that we may choose to resolve a claim relating to your account by binding arbitration, in which case, you will not have the right to have that claim resolved by a judge or jury and you will not have the right to participate in a class action in court or arbitration. You may reject the arbitration provision with respect to your new account within 30 days after receiving your Card. For restrictions and details, write to us at PO Box 15192, Wilmington, DE 19886-1020.
OHIO RESIDENTS: Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. NEW YORK RESIDENTS: Call the New York State Banking Department at (800) 518-8866 for a comparative list of credit card rates, fees and grace periods. WISCONSIN RESIDENTS: No agreement, court order or individual statement applying to marital property will adversely affect a creditor's interests unless prior to the time credit is granted the creditor is furnished with a copy of the agreement, court order or statement, or has actual knowledge of the adverse provision. Married Wisconsin residents must furnish their spouse's name and address to us at PO Box 15410, Wilmington, DE 19886-0820.
REWARDS: Earn unlimited cash rewards on all purchases. Earn a full 5% Cashback Bonus on your first $100 in combined gas and auto maintenance purchases each billing period - up $1,200 annually. In addition, earn a full 1% unlimited Cashback Bonus on all other purchases after your total annual purchases exceed $3,000; other purchases that are part of your first $3,000 earn .25%. Combined gas and auto maintenance purchases in excess of $100 each billing period earn Cashback Bonus at the same rate as other purchases. Gas and auto maintenance purchases are those made at merchants we classify as gas stations and at stores that primarily sell automotive parts and services, such as auto dealerships, auto repair shops, tire stores and car washes. If a purchase is coded for a category other than those listed above, it will not qualify. Warehouse purchases (those made at select warehouse clubs, discount stores and their affiliates) earn .25%. We do not include warehouse purchases or your first $100 in combined gas and auto maintenance purchases each month in calculating your total annual purchases to determine your tier level. Rewards are redeemable starting at $20. Rewards have no expiration date; however, if your account is closed for any reason or inactive for 18 consecutive months or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited. Full terms and conditions will be sent with your card.
INSURANCE: Excess Collision Damage Waiver Insurance and Scheduled Air Travel Accident Insurance are underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies of Warren, NJ. Certain restrictions and limitations apply. Refer to the Descriptions of Coverage for more complete information.
|
Annual Percentage Rate (APR) For Purchases |
N/A% until the last day of the billing period ending during N/A,* |
|
Other APRs |
Balance Transfers: N/A% until the last day of the billing period Cash Advances: N/A% variable Default Rate: N/A%* variable |
|
Variable Rate Information |
N/A† |
|
Grace Period for Repayment of the Balance of Purchases |
N/A |
|
Method of Computing the Balance for Purchases |
N/A |
|
Foreign Currency Transaction Fee |
N/A% of the U.S. dollar amount of each purchase made in a foreign currency |
|
Annual Fee |
N/A |
|
Minimum Finance Charge |
$N/A |
|
Balance Transfer Transaction Fee |
N/A |
|
Cash Advance Transaction Fee |
N/A |
|
Late Fee |
N/A |
|
Overlimit Fee |
N/A |
*If you are late making a payment or your account is overlimit twice, we may increase your APRs to a Default Rate. Your Default Rates are determined based on factors such as your current purchase APR, your payment history with us and your general credit history. See Cardmember Agreement for details.
†The Prime Rate used is the highest prime rate listed in The Wall Street Journal on the last business day of the month.
INTRODUCTORY/SPECIAL APR OFFERS: If you are approved for an account, you will be able to make balance transfers under this offer until September 10, 2009. If you request balance transfers after this date, they will only be honored at our discretion and may be subject to different introductory/special rate offers. Please allow up to 4 weeks before payments to your other accounts are made. Accordingly, you should continue to make all required payments until you confirm that the balance transfers were made. Balance transfers may not be used to pay any Discover accounts. Balance transfers do not earn rewards. If you request multiple balance transfers, we will process them in the order they are requested on the application. You understand that if your application is approved, your credit limit may be less than the total amount of balance transfers requested, and you authorize us to process any balance transfer for less than the amount requested, up to your available credit. Making additional transactions may cause you to exceed your credit limit. You may only make balance transfers to accounts that list you as an accountholder. There is no grace period on balance transfers. If you are late making a payment or your account is overlimit twice, any introductory/special rates will terminate and the Default Rate may apply. If more than 90% of your new balance consists of special rate balance transfers, we may increase your minimum payment due to a maximum of 4% of the new balance if it would otherwise be less than that. Each balance transfer made under this offer is subject to a balance transfer transaction fee as described above.
PAYMENT ALLOCATION: We apply payments and credits to balances with low introductory/special APRs (such as special balance transfer and purchase APRs) prior to balances with standard APRs. Therefore, your savings will be reduced by making additional transactions or having balances that are subject to standard APRs. In addition, the length of time the introductory/special APRs will apply to your account may be reduced by the amount of your payments.
APPLICATION INFORMATION: Federal law requires that we obtain certain information about you
such as your date of birth and street address in order to verify your identity. You authorize
us to receive and exchange information about you, including from your employer, your bank, credit bureaus
and others for purposes of verifying your identity and the information on this application and determining
your eligibility for credit, renewal of credit, and future extensions of credit. Upon your request, we
will inform you of the name and address of each consumer reporting agency from which we obtained a consumer
report relating to you. Offer only available to US residents 18 and older. To apply with a joint applicant, write
to us at PO Box 30943, Salt Lake City, UT 84130-0943. Every applicant, including a spouse, may apply
for a separate account. THIS OFFER SUPERSEDES ALL PRIOR OFFERS. Terms of this offer, including fees
and calculations of variable rates, are accurate as of June 2009 and may change after that date. To
find out what may have changed after that date write to us at PO Box 15410, Wilmington, DE 19886-0820.
Please allow 30 days for us to process your application.
Offer valid for new cardmembers only.
CARDMEMBER AGREEMENT: You agree to be bound by the terms of the Cardmember Agreement, which will be sent with the Card. You also agree that the Cardmember Agreement and the Account are governed by Delaware and federal law. The terms and conditions of your account, including rates and fees, are subject to change.
ARBITRATION: The Cardmember Agreement provides that we may choose to resolve a claim relating to your account by binding arbitration, in which case, you will not have the right to have that claim resolved by a judge or jury and you will not have the right to participate in a class action in court or arbitration. You may reject the arbitration provision with respect to your new account within 30 days after receiving your Card. For restrictions and details, write to us at PO Box 15192, Wilmington, DE 19886-1020.
OHIO RESIDENTS: Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. NEW YORK RESIDENTS: Call the New York State Banking Department at (800) 518-8866 for a comparative list of credit card rates, fees and grace periods. WISCONSIN RESIDENTS: No agreement, court order or individual statement applying to marital property will adversely affect a creditor's interests unless prior to the time credit is granted the creditor is furnished with a copy of the agreement, court order or statement, or has actual knowledge of the adverse provision. Married Wisconsin residents must furnish their spouse's name and address to us at PO Box 15410, Wilmington, DE 19886-0820.
REWARDS: Earn unlimited cash rewards on all purchases. Earn a full 5% Cashback Bonus on your first $100 in combined gas and auto maintenance purchases each billing period - up $1,200 annually. In addition, earn a full 1% unlimited Cashback Bonus on all other purchases after your total annual purchases exceed $3,000; other purchases that are part of your first $3,000 earn .25%. Combined gas and auto maintenance purchases in excess of $100 each billing period earn Cashback Bonus at the same rate as other purchases. Gas and auto maintenance purchases are those made at merchants we classify as gas stations and at stores that primarily sell automotive parts and services, such as auto dealerships, auto repair shops, tire stores and car washes. If a purchase is coded for a category other than those listed above, it will not qualify. Warehouse purchases (those made at select warehouse clubs, discount stores and their affiliates) earn .25%. We do not include warehouse purchases or your first $100 in combined gas and auto maintenance purchases each month in calculating your total annual purchases to determine your tier level. Rewards are redeemable starting at $20. Rewards have no expiration date; however, if your account is closed for any reason or inactive for 18 consecutive months or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited. Full terms and conditions will be sent with your card.
INSURANCE: Excess Collision Damage Waiver Insurance and Scheduled Air Travel Accident Insurance are underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies of Warren, NJ. Certain restrictions and limitations apply. Refer to the Descriptions of Coverage for more complete information.
|
Annual Percentage Rate (APR) For Purchases |
N/A% until the last day of the billing period ending during N/A,* |
|
Other APRs |
Balance Transfers: N/A% until the last day of the billing period Cash Advances: N/A% variable Default Rate: N/A%* variable |
|
Variable Rate Information |
N/A† |
|
Grace Period for Repayment of the Balance of Purchases |
N/A |
|
Method of Computing the Balance for Purchases |
N/A |
|
Foreign Currency Transaction Fee |
N/A% of the U.S. dollar amount of each purchase made in a foreign currency |
|
Annual Fee |
N/A |
|
Minimum Finance Charge |
$N/A |
|
Balance Transfer Transaction Fee |
N/A |
|
Cash Advance Transaction Fee |
N/A |
|
Late Fee |
N/A |
|
Overlimit Fee |
N/A |
*If you are late making a payment or your account is overlimit twice, we may increase your APRs to a Default Rate. Your Default Rates are determined based on factors such as your current purchase APR, your payment history with us and your general credit history. See Cardmember Agreement for details.
†The Prime Rate used is the highest prime rate listed in The Wall Street Journal on the last business day of the month. For the standard purchase APR, actual amount added will be based on our evaluation of your credit and will be disclosed with your Card.
INTRODUCTORY/SPECIAL APR OFFERS: If you are approved for an account, you will be able to make balance transfers under this offer until September 10, 2009. If you request balance transfers after this date, they will only be honored at our discretion and may be subject to different introductory/special rate offers. Please allow up to 4 weeks before payments to your other accounts are made. Accordingly, you should continue to make all required payments until you confirm that the balance transfers were made. Balance transfers may not be used to pay any Discover accounts. Balance transfers do not earn rewards. If you request multiple balance transfers, we will process them in the order they are requested on the application. You understand that if your application is approved, your credit limit may be less than the total amount of balance transfers requested, and you authorize us to process any balance transfer for less than the amount requested, up to your available credit. Making additional transactions may cause you to exceed your credit limit. You may only make balance transfers to accounts that list you as an accountholder. There is no grace period on balance transfers. If you are late making a payment or your account is overlimit twice, any introductory/special rates will terminate and the Default Rate may apply. If more than 90% of your new balance consists of special rate balance transfers, we may increase your minimum payment due to a maximum of 4% of the new balance if it would otherwise be less than that. Each balance transfer made under this offer is subject to a balance transfer transaction fee as described above.
PAYMENT ALLOCATION: We apply payments and credits to balances with low introductory/special APRs (such as special balance transfer and purchase APRs) prior to balances with standard APRs. Therefore, your savings will be reduced by making additional transactions or having balances that are subject to standard APRs. In addition, the length of time the introductory/special APRs will apply to your account may be reduced by the amount of your payments.
APPLICATION INFORMATION: Federal law requires that we obtain certain information about
you such as your date of birth and street address in order to verify your identity. You authorize
us to receive and exchange information about you, including from your employer, your bank, credit bureaus
and others for purposes of verifying your identity and the information on this application and determining
your eligibility for credit, renewal of credit, and future extensions of credit. Upon your request, we
will inform you of the name and address of each consumer reporting agency from which we obtained a consumer
report relating to you. Offer only available to US residents 18 and older. To apply with a joint
applicant, write to us at PO Box 30943, Salt Lake City, UT 84130-0943. Every applicant, including a
spouse, may apply for a separate account. THIS OFFER SUPERSEDES ALL PRIOR OFFERS. Terms of this
offer, including fees and calculations of variable rates, are accurate as of June 2009 and may
change after that date. To find out what may have changed after that date write to us at PO Box
15410, Wilmington, DE 19886-0820. Please allow 30 days for us to process your application.
Offer valid for new cardmembers only.
CARDMEMBER AGREEMENT: You agree to be bound by the terms of the Cardmember Agreement, which will be sent with the Card. You also agree that the Cardmember Agreement and the Account are governed by Delaware and federal law. The terms and conditions of your account, including rates and fees, are subject to change.
ARBITRATION: The Cardmember Agreement provides that we may choose to resolve a claim relating to your account by binding arbitration, in which case, you will not have the right to have that claim resolved by a judge or jury and you will not have the right to participate in a class action in court or arbitration. You may reject the arbitration provision with respect to your new account within 30 days after receiving your Card. For restrictions and details, write to us at PO Box 15192, Wilmington, DE 19886-1020.
OHIO RESIDENTS: Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. NEW YORK RESIDENTS: Call the New York State Banking Department at (800) 518-8866 for a comparative list of credit card rates, fees and grace periods. WISCONSIN RESIDENTS: No agreement, court order or individual statement applying to marital property will adversely affect a creditor's interests unless prior to the time credit is granted the creditor is furnished with a copy of the agreement, court order or statement, or has actual knowledge of the adverse provision. Married Wisconsin residents must furnish their spouse's name and address to us at PO Box 15410, Wilmington, DE 19886-0820.
REWARDS: Earn unlimited cash rewards on all purchases. Earn a full 5% Cashback Bonus on your first $100 in combined gas and auto maintenance purchases each billing period - up $1,200 annually. In addition, earn a full 1% unlimited Cashback Bonus on all other purchases after your total annual purchases exceed $3,000; other purchases that are part of your first $3,000 earn .25%. Combined gas and auto maintenance purchases in excess of $100 each billing period earn Cashback Bonus at the same rate as other purchases. Gas and auto maintenance purchases are those made at merchants we classify as gas stations and at stores that primarily sell automotive parts and services, such as auto dealerships, auto repair shops, tire stores and car washes. If a purchase is coded for a category other than those listed above, it will not qualify. Warehouse purchases (those made at select warehouse clubs, discount stores and their affiliates) earn .25%. We do not include warehouse purchases or your first $100 in combined gas and auto maintenance purchases each month in calculating your total annual purchases to determine your tier level. Rewards are redeemable starting at $20. Rewards have no expiration date; however, if your account is closed for any reason or inactive for 18 consecutive months or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited. Full terms and conditions will be sent with your card.
INSURANCE: Excess Collision Damage Waiver Insurance and Scheduled Air Travel Accident Insurance are underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies of Warren, NJ. Certain restrictions and limitations apply. Refer to the Descriptions of Coverage for more complete information.
