Step 1:
Paperless Disclosure
In order to apply for the Discover it® Secured credit card, you must consent to the
electronic
delivery
of the Security Agreement. You will also receive your application decision electronically and, if
approved, receive future disclosures and other important information about your Discover Secured
Credit Card Account electronically instead of paper.
Please note that you are not signing up to receive statements electronically.
Please read the following important information about receiving disclosures electronically.
You agree that we may provide you with your Security Agreement, application decision and, if approved,
any other disclosures,
notices or other information (collectively "disclosures") legally required in connection with your
Discover card Account
and related security deposit account electronically rather than in paper form. These disclosures
include, but are not limited to, our privacy policy,
change of terms notices, and amendments or addenda to the Cardmember Agreement or the Security
Agreement, or to the terms of any benefits,
products, or services offered in connection with your Account and related security deposit account. You
have the right to receive these disclosures
in paper form, and may at any time withdraw your consent to receive them electronically. There will be
no fees
or penalties for withdrawal of your consent. Please note that if you do not agree to receive disclosures
electronically, you will not be able to apply for a Discover Secured Credit Card.
You can withdraw your consent, request paper disclosures, or update your e-mail address in the profile section of account center if
you
are a cardmember,
or by
calling
1-800-DISCOVER
(1-800-347-2683). There is no fee for paper copies of disclosures.
The Security Agreement will be delivered within the Important Information section below.
You will have the ability to save the Security Agreement and print it out.
When we deliver a disclosure at the Secure Message Center or post it on our website, we will send you an
e-mail notification
at your e-mail address on file with us notifying you of a new message. If you use a spam filter, which
blocks or re-routes e-mails
from senders not listed in your e-mail address book, you must add "service@email.discover.com" to your
e-mail address book. In
addition, to ensure that you are able to receive notifications about new messages, you must keep your
e-mail
address current via the "My Profile" section on Discover.com. You can access the Secure Message Center
or our website by
clicking on the link in the e-mail notification or by logging in to your account at discover.com. If you
are
unable to access the disclosure, please call us at
1-800-DISCOVER
(1-800-347-2683).
Each message on your Secure Message Center will be accessible for 120 days from delivery before it is
deleted. After a message is opened by you, it will be accessible for 30 days before being deleted. You
will have the ability to print out your messages.
To ensure you receive the necessary messages and disclosures, you must have a valid Internet e-mail
address, Internet access and access to a printer. You must also have one of the following
hardware/browser combinations, with cookies enabled and the following software:
- Microsoft® Windows®
- Internet Explorer 11.0 and above
- Mozilla Firefox 30.0 and above
- Google Chrome 30.0 and above
- Safari 7.0 and above
- Google Chrome Mobile 30.0 and above
- Safari Mobile 5.0 and above
- Macintosh®
- Safari 7.0 and above
- Google Chrome Mobile 30.0 and above
- Safari Mobile 5.0 and above
- Adobe Reader 8.0 and above
- JavaScript 1.0 and above
In order to receive disclosures through our Discover Mobile App, you must download the App to a supported
smartphone or other device. We reserve the right to terminate this service, change terms of your use of
this service or send disclosures in paper form at any time. We will provide you with notice of any such
termination or change as required by law.