It Card

Free FICO® Credit Score

Game Changer
On your monthly statement
It Card

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Another Discover First

Your FICO® Credit Score is one of the most frequently used pieces of information that lenders review when they’re making a credit decision about you. So we think you should know it too. Seeing your score for free each month will help you stay on top of your credit and avoid surprises.

See what else you’ll enjoy with Discover it

Among major credit card issuers

FICO Meter
Compare Credit Cards Discover it Card Blue Cash
EverydaySM
from American
Express®
Chase
Freedom®
Bank Americard Cash Rewards™ Capital One® Quicksilver® Rewards Citi® Simplicity® Card
No annual fee Discover Orange Check Gray Check Gray Check Gray Check
Free FICO® Credit Score on your monthly statement1
100% U.S. based customer service available any time Discover Orange Check Gray X Gray X Gray X
Paying late won't raise your APR Discover Orange Check Gray X Gray X Gray Check
No late fee on your first late payment Discover Orange Check Gray X Gray X Gray Check
No foreign transaction fee Discover Orange Check Gray X Gray X Gray X
No overlimit fee Discover Orange Check Gray Check Gray Check Gray Check
5% cash back in categories that change each quarter offered to all cardmembers Discover Orange Check Gray Check Gray X Gray X
1% cash back or more on all other credit card purchases Discover Orange Check Gray Check Gray Check Gray X
If you lose your job, get a lower rate, lower payment or other help Discover Orange Check Gray X Gray X Gray X
Use your rewards instantly at Amazon.com checkout2 Discover Orange Check Gray Check Gray X Gray X
Pay your bill up to midnight (ET) the day it's due by phone or online Discover Orange Check Gray X Gray X Gray Check
Accepted at 9 million merchants nationwide3

Comparison conducted by an independent research firm and based on data compiled in February 2014 from company websites, customer service agents, and consumer credit offers.

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Low Intro Rate

Real Cash Rewards

  • 5% cash back in categories that change throughout the year, up to the quarterly maximum. Signing up each time is free and easy. 5% Cashback Calendar
  • 1% Unlimited cash back on all other credit card purchases*

It won't take long to see why we're ranked among the highest in Customer loyalty for 18 years in a row4