Using Your Card in China

Getting to know China was never this easy.


You can use your Discover Card for purchases and to get cash advances everywhere you see the Discover Network acceptance mark, and even with some merchants and banks where you won't see it.

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Where can I use my card in China?

Currently, you can use your card anywhere you see the Discover Network acceptance mark or the China Union Pay acceptance mark throughout mainland China.

If decals displaying the Discover Network acceptance mark or the China Union Pay acceptance mark are not visible, you may still present your card for payment if the Merchant accepts cards. Some merchants (primarily hotels) don't always display acceptance decals

Union Pay acceptance mark

Discover Network Cards have been accepted in mainland China since November of 2006. In spite of extensive merchant training and mass distribution of signage, some merchants may still be unfamiliar with the Discover brand.

To aid you in the use of your Discover Card throughout mainland China, click here to download a handy, wallet-sized instruction card. This card will direct you to locations where the card is accepted, and provide card processing directions for the merchant (in both English and Chinese). If the merchant seems unfamiliar with your card, simply hand the merchant the instruction card to facilitate the transaction.

To view the wallet card, you will need the free Adobe Acrobat Reader. Download Adobe Acrobat Reader

Where can I obtain a cash advance in China using my card?

Cash advances using your card are available at select ATMs located throughout China.

Union Pay acceptance mark

A PIN is required to obtain a cash advance from an ATM. Be sure to obtain your PIN prior to your departure by calling Customer Service at 1-800-DISCOVER (1-800-347-2683). To expedite this process, please call from your home phone number when requesting your PIN.

If you need to obtain your PIN while in China or while in another country outside of the U.S., please contact Customer Service by dialing (country code) +1-801-902-3100.

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1-800-DISCOVER (1-800-347-2683)

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