REFERA FRIEND
Your friend has

Discover it®



5% cash back

in rotating categories each quarter, like gas stations, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate*


1% cash back

unlimited on all other purchases


Plus,

Cashback Match

Get an automatic match of all the cash back you've earned at the end of your first year.3


See rates, rewards and other info

Your friend has

Discover it® Chrome



2% cash back

at gas stations and restaurants, on up to $1,000 in combined purchases each quarter


1% cash back

unlimited on all other purchases


Plus,

Cashback Match

Get an automatic match of all the cash back you've earned at the end of your first year.3


See rates, rewards and other info

Your friend has

Discover it® Miles



Unlimited 1.5x Miles

for every $1 spent on all purchases


No blackout dates2

on travel purchases. Fly any airline, any time.


Plus,

Discover Match®

Get an automatic match of all the Miles you've earned at the end of your first year.4


See rates, rewards and other info

Your friend has

Discover it® for students



5% cash back

in rotating categories each quarter, like gas stations, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate*


1% cash back

unlimited on all other purchases


Cash back

for good grades

$20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years2


Plus,

Cashback Match

Get an automatic match of all the cash back you've earned at the end of your first year.3


See rates, rewards and other info

Your friend has

Discover it® Chrome for students



2% cash back

at gas stations and restaurants, on up to $1,000 in combined purchases each quarter


1% cash back

unlimited on all other purchases


Cash back

for good grades

$20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years2


Plus,

Cashback Match

Get an automatic match of all the cash back you've earned at the end of your first year. 3


See rates, rewards and other info

Discover it and Discover it Chrome: Intro purchase APR is 0% for 14 months from date of account opening; then the standard purchase APR applies. Intro Balance Transfer APR is 0% for 14 months from date of first transfer, for transfers under this offer that post to your account by December 10, 2017; then the standard purchase APR applies. Standard purchase APR: 11.99% variable to 23.99% variable, based on your creditworthiness. Cash APR: 25.99% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% of the amount of each transfer. Annual Fee: None. Rates as of August 31, 2017. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Discover it Miles: Intro purchase APR is 0% for 14 months from date of account opening; then the standard purchase APR applies. Intro Balance Transfer APR is 10.99% for 14 months from date of first transfer, for transfers under this offer that post to your account by December 10, 2017; then the standard purchase APR applies. Standard purchase APR: 11.99% variable to 23.99% variable, based on your creditworthiness. Cash APR: 25.99% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% of the amount of each transfer. Annual Fee: None. Rates as of August 31, 2017. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

* Amazon.com: Amazon is not a sponsor of this promotion. Amazon, Amazon.com, the Amazon.com logo and the smile logo are registered trademarks of the Amazon.com, Inc. or its affiliates.

1 You will receive a $50 Cashback Bonus or 5,000 Miles referral reward if your friend applies for the specific offer you send via the link provided and is approved by December 31, 2017. Maximum 10 referral rewards ($500 or 50,000 Miles) per calendar year. You are not eligible to refer a friend if you have a Discover® Business card, Discover® Business Miles card, Essential by Discover® card, Escape by Discover® card, or Miles by Discover® card. Your account must be in good standing to receive your referral reward. Each eligible friend will receive a $50 Cashback Bonus or 5,000 Miles after making a purchase within three months of opening a new Discover account. Existing Discover cardmembers and those who have opted out of receiving marketing communications from Discover are not eligible referrals. You will not be notified whether a specific referral was approved or declined. Please allow up to 5 weeks for Cashback Bonus or Miles to post to your account after each referral is approved. The Cashback Bonus or Miles you receive may be taxable to you. Please contact your tax advisor. Offer may not be combined with any other introductory offer.

2 Redeem Miles: Starting at 1 Mile, you can redeem for cash as a electronic deposit to your bank account or for a credit for Travel Purchases on your statement made within in last 180 days. Travel Purchases include airline tickets, hotel rooms, car rentals, travel agents, online travel sites and commuter transportation. Redemption may not be available for approximately 24-48 hours if your card is reported lost or stolen. See Miles rewards terms and conditions.

3 Cashback Match: Only from Discover, as of July 2017. After the first 12 consecutive billing periods that your new account is open, we will match all of the cash back rewards you've earned and apply them to your account in the following one or two billing periods. If your account is closed or no longer in the cash back reward program at the time we calculate your potential award, your cash back will not be matched. You've earned cash back rewards when they have posted to your account by the end of the 12th consecutive billing period. This promotional offer may not be offered in the future. This exclusive offer is available only to new cardmembers.

4 Discover Match®: Only from Discover, as of July 2017. After the first 12 consecutive billing periods that your new account is open, we will match all the Miles you've earned and apply them to your account in the following one or two billing periods. If your account is closed or no longer in the Miles reward program at the time we calculate your potential award, your Miles will not be matched. You've earned Miles rewards when they have posted to your account by the end of the 12th consecutive billing period. This promotional offer may not be offered in the future. This exclusive offer is available only to new cardmembers.

Annual Fee: None. Intro Balance Transfer APR is 10.99% for 6 months from date of first transfer, for transfers under this offer that post to your account by December 10, 2017; then the standard purchase APR applies. Standard purchase APR: 13.99% variable to 22.99% variable, based on your creditworthiness. Cash APR: 25.99% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% of the amount of each transfer.Annual Fee: None. Rates as of August 31, 2017. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

* Amazon.com: Amazon is not a sponsor of this promotion. Amazon, Amazon.com, the Amazon.com logo and the smile logo are registered trademarks of the Amazon.com, Inc. or its affiliates.

1 You will receive a $50 Cashback Bonus or 5,000 Miles referral reward if your friend applies for the specific offer you send via the link provided and is approved by December 31, 2017. Maximum 10 referral rewards ($500 or 50,000 Miles) per calendar year. You are not eligible to refer a friend if you have a Discover® Business card, Discover® Business Miles card, Essential by Discover® card, Escape by Discover® card, or Miles by Discover® card. Your account must be in good standing to receive your referral reward. Each eligible friend will receive a $50 Cashback Bonus or 5,000 Miles after making a purchase within three months of opening a new Discover account. Existing Discover cardmembers and those who have opted out of receiving marketing communications from Discover are not eligible referrals. You will not be notified whether a specific referral was approved or declined. Please allow up to 5 weeks for Cashback Bonus or Miles to post to your account after each referral is approved. The Cashback Bonus or Miles you receive may be taxable to you. Please contact your tax advisor. Offer may not be combined with any other introductory offer.

2 Good Grades Rewards: Good Grade Reward only available to new cardmembers on or after 7/23/2015 who indicate on their application that they are currently enrolled in college, and whose accounts are current and remain open when the Good Grade Reward is requested. Students with a Discover it® or Discover it® chrome card who have a GPA of 3.0 or higher (or equivalent) during a School Year (October - August) may apply at Discover.com for a $20 Cashback Bonus ("Good Grade Reward"). One Good Grade Reward per School Year, per account, up to a maximum of five(5) consecutive years from the date your account is opened. Terms of Good Grade Reward Offer are subject to change.

3 Cashback Match: Only from Discover, as of July 2017. After the first 12 consecutive billing periods that your new account is open, we will match all of the cash back rewards you've earned and apply them to your account in the following one or two billing periods. If your account is closed or no longer in the cash back reward program at the time we calculate your potential award, your cash back will not be matched. You've earned cash back rewards when they have posted to your account by the end of the 12th consecutive billing period. This promotional offer may not be offered in the future. This exclusive offer is available only to new cardmembers.